We write a broad form HO-2 Homeowners policy covering both new and older homes up to $200,000 in value. We include replacement cost on the personal property as an option. All protection classes will be considered.
Older homes will be accepted with modern updates to the plumbing, electrical and roofing. Property maintenance is a factor showing pride in ownership.
Solid fuel stoves and furnaces are acceptable as long as they are professionally installed and maintained for safety.
Our farm policy program is our oldest line of business which was established in 1863. Small to medium size farms are our specialty.